| Account Type | Promotional APR 1 | Promotional Term | Payment Per $1,000 2 |
|---|---|---|---|
| Home Equity Line of Credit 3 | 5.75% Adj. | 24 Months | Payment Example: a $50,000 line of credit at 8.25% APR for 180 months would be approximately $485.00 a month. |
| Please click on footnotes within the table or visit the bottom of the page to review important disclosures. | |||
| Account Type | APR 4 | Term | Payment Per $1,000 2 |
|---|---|---|---|
| Home Equity Loan | 6.00% | 84 Months | Payment Example: 60 monthly payments of $19.33 per $1,000 borrowed at 6.00% APR |
| Please click on footnotes within the table or visit the bottom of the page to review important disclosures. | |||
1 APR = Annual Percentage Rate. Promotional APR is subject to credit approval and will terminate at the end of the 24-month promotional period. Non promotional rates are variable and subject to credit qualifications and will be indexed to the Prime Rate published in the Wall Street Journal (7.50% as of 12.19.2024). Rates take effect the first day of the following month, subject to a maximum APR of 18%. Promotional offer subject to change or terminate at the discretion of HFCU. Additional terms and conditions may apply. Call 888.252.8932 or see below for details. Loan payment example for a $50,000 line of credit at 8.25% APR for 180 months would be approximately $485.00 a month.
2 All rates subject to change without notice. Initial $25.00 deposit for membership required. Additional restrictions apply.
3 Rates "as low as." Introductory APR is applicable for the first 24 monthly billing cycles. After 24 month promotional period ends, rate automatically adjusts to a variable interest rate, as low as the Prime rate as published by the Wall Street Journal. Actual promotional rate may be higher. All loans subject to approval.
4 APR = Annual Percentage Rate.