| Account Type | Promotional APR 1 | Promotional Term | Payment Per $1,000 |
|---|---|---|---|
| Home Equity Line of Credit 2 | 5.75% Adj. | 24 Months | Payment Example: a $50,000 line of credit at 7.25% APR for 180 months would be approximately $457.00 a month. |
| All rates subject to change without notice. Initial $25.00 deposit for membership required. Additional restrictions apply. | |||
| Account Type | APR 3 | Term | Payment Per $1,000 |
|---|---|---|---|
| Home Equity Loan | 6.00% | 84 Months | Payment Example: 60 monthly payments of $19.33 per $1,000 borrowed at 6.00% APR |
| All rates subject to change without notice. Initial $25.00 deposit for membership required. Additional restrictions apply. | |||
1 APR = Annual Percentage Rate. Promotional APR is subject to credit approval and will terminate at the end of the 24-month promotional period. Non promotional rates are variable and subject to credit qualifications and will be indexed to the Prime Rate published in the Wall Street Journal (7.75% as of 11/7/2024). Rates take effect the first day of the following month, subject to a maximum APR of 18%. Promotional offer subject to change or terminate at the discretion of HFCU. Additional terms and conditions may apply. Call 888.252.8932 or see below for details. Loan payment example for a $50,000 line of credit at 7.25% APR for 180 months would be approximately $457.00 a month.
2 Rates "as low as." After promotional period, rates "as low as" Actual rate may be higher.
3 APR = Annual Percentage Rate.