No purchase necessary to enter/win. All entries have an equal chance of winning. Odds of winning depend on the number of entries.
Open to all legal U.S. residents, eighteen (18) or older as of August 1, 2024. HFCU employees, Board Members, Supervisory Committee Members, and their immediate family members are not eligible. Subject to applicable federal, state, & local laws and regulations. Winner must be in good standing with HFCU to be eligible with no delinquencies on loans or negative balances on primary accounts. Void where prohibited.
Begins August 1, 2024, 12:00:01 a.m. Eastern Time (EST) and ends September 30, 2024, 11:59:59 p.m. EST. Any HFCU member who uses their HFCU Visa credit card more than 10 times each month during the promotional period to make a purchase of $50 or more will receive one (1) entry each month for a total of two (2) entries into the drawing to have up to $500 applied to the credit card loan balance.
Individuals may also enter the drawing by mailing a 3x5 card with your name, address and phone number to HFCU Attn: Marketing Dept., 30 Allen Street, Rutland, VT 05701. Mailed entries must be received no later than September 17, 2024.
Two (2) Grand Prize winners will receive up to $500 to be applied to their HFCU Visa credit card loan balance. Funds will only be applied to the balance on the card, i.e. if the balance is only $200, there will be no other funds awarded. Winners who are not members of HFCU will receive the prize as a $500 check. Winners who are members but who do not have an HFCU Visa credit card will receive the prize as a deposit into their primary share account. Participants may only win once per contest period. Federal, State, and Local Taxes and all other expenses not specified herein are solely the winner’s responsibility.
Drawings will be held on or before September 18, 2024 and October 8, 2024. Winners need not be present at drawing to win; winners will be contacted via phone or mail within five (5) business days of the drawing date. Winners must contact HFCU within five (5) business days of being notified by HFCU about winning the contest, or forfeit their winnings and a new winner will be drawn.
No transfer, assignment, or substitution of prizes (or portion thereof) is permitted except by HFCU due to prize unavailability or other causes determined solely by HFCU, and then for a prize (or applicable portion thereof) of equal/greater value. HFCU has the right, in its sole discretion, to cancel or discontinue this contest at any time for any reason.
Heritage Family Credit Union, 30 Allen Street, Rutland, VT 05701
Consumers may request a list of all winners at the above address.
Federally Insured by NCUA. Equal Opportunity Lender.