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Personal Loans

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DOWNSIZE YOUR DEBT, NOT YOUR DREAMS

Debt consolidation loans

Whether your debt is a little or a lot, stop juggling everything you owe and combine it into one manageable monthly loan payment.

Apply for a personal loan

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YOUR FUNDS, YOUR FUTURE

Credit Builder Loans

If you have no credit – or are rebuilding your credit – but need a loan, here’s how. With a Credit Builder Loan, you secure the loan amount in a savings account as collateral. Then, when the loan is paid off, the reserved funds are yours to use...or keep saving!  

  • Low fixed rate
  • Flexible terms between 6 and 24 months
  • Loan amounts of $500, $1,000 or $2,000
  • Credit reporting to build your score

Visit your local branch, call 888.252.8932, or apply with a live video branch agent!

Apply Now on HFCUVT Video Branch

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PRIORITIZE THE PLANET

green loans

Share our commitment to caring for the environment and receive special financing on

  • High fuel economy rated vehicles
  • Home efficiency projects, including alternative and renewable energy
  • Solar installation

Learn more about green loans

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Debt Protection

If you're worried about what will happen to your income if you become disabled or involuntarily unemployed, MEMBER'S CHOICE™ Borrower's Security has got your back. With Life, Disability, and Involuntary Unemployment Protection, you can rest easy knowing that your debt payments won't stop just because of an unfortunate situation.

Life, Disability, and Involuntary Unemployment Protection is available on all consumer loans, so you don't have to worry about being able to pay your bills if something unexpected happens. And since we offer low group rates for these services, you'll also be able to keep more of your hard-earned money in your pocket!

Debt protection can be added or changed at any time during the life of your loan to help protect you from future situations. Contact us to learn more about the options and earn some peace of mind - because life happens. 

Contact us to get started

Disclosures

1 APR = Annual Percentage Rate.

2 Rates "as low as." Rate based on your credit history. Add 1.00% APR for non-vehicle (motorcycles, ATVs, snowmobiles, side by sides, RVs, campers, boats, etc.) secured loans. Actual rate may be higher.

3 Rate displayed is the lowest rate available. Loan rates will vary based on credit qualifications and all loans are subject to credit approval. All rates subject to change without notice. Initial $25 deposit for membership required. Terms and conditions subject to change without notice. Certain restrictions apply.