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Closed for Thanksgiving Break

All HFCU branches, drive-thrus, and HFCUVT Video Branch will be closed Thursday, November 28 and Friday, November 29, for Thanksgiving break.

Our call center, eBranch and M.A.R.S are available 24/7.

Deposit Rates

Table data for Share Savings Rates
 Effective 11-21-2024
Account Type 1 APY 2 Rate Alert Me
Share Savings Account .25% .25%
Special Purpose Savings Accounts (Holiday, Vacation, Fuel, Tax, etc.) .25% .25%
All rates subject to change without notice. For all accounts, the Credit Union may limit all cash withdrawals to $2,000.00 per day.

Table data for Share Draft Checking Account Rates
 Effective 11-21-2024
Account Type 3 APY 2 Rate Alert Me
Basic Checking Account .00% .00%
Premier Checking Account .05% .05%
All rates subject to change without notice. For all accounts, the Credit Union may limit all cash withdrawals to $2,000.00 per day.

Table data for Health Savings Account (HSA) Rates
 Effective 11-21-2024
Balance Requirement APY 2 Rate Alert Me
$0 - $4,999.99 .20% .20%
$5,000 & Up .40% .40%
All rates subject to change. For all accounts, the Credit Union may limit all cash withdrawals to $2,000.00 per day.

Table data for Individual Retirement Account (IRA) Shares/Payroll Rates
 Effective 11-21-2024
Account Type APY 2 Rate Alert Me
IRA Shares/Payroll .25% .25%
All rates subject to change without notice. For all accounts, the Credit Union may limit all cash withdrawals to $2,000.00 per day.

Table data for Term Share Certificate Rates
 Effective 11-21-2024
Term 4 APY 2 Rate Alert Me
3 Month 3.25% 3.20%
6 Month 3.00% 2.96%
12 Month 3.50% 3.45%
24 Month 2.80% 2.76%
36 Month 2.65% 2.62%
18 month - IRA Term Share Certificate 5 3.00% 2.96%
All rates subject to change without notice. For all Term Share Certificates, after your account is opened, you may make withdrawals subject to the early withdrawal penalty outlined in the disclosure. For all accounts, the Credit Union may limit all cash withdrawals to $2,000.00 per day.

Truth-in-Savings Disclosure - Term Share Certificates

Table data for Premier Term Share Certificate Rates
 Effective 11-21-2024
Term 4 APY 2 Rate Alert Me
12 month 4.00% 3.93%
24 month 3.30% 3.25%
36 month 3.15% 3.11%
All rates to change without notice. For all Term Share Certificates, after your account is opened, you may make withdrawals subject to the early withdrawal penalty outlined in the disclosure. For all accounts, the Credit Union may limit all cash withdrawals to $2,000.00 per day. Members must be Premier Checking Members in order to open Premier Term Share Certificates.

Table data for Money Market Share Accounts
 Effective 11-21-2024
Balance Requirement 4 APY 2 Rate Alert Me
$1,000 - $19,999.99 1.30% 1.29%
$20,000 - $34,999.99 1.55% 1.54%
$35,000 - $49,999.99 1.70% 1.69%
$50,000 & Up 2.00% 1.98%
All rates subject to change without notice. For all accounts, the Credit Union may limit cash withdrawals to $2,000.00 per day.

truth-in-savings all disclosures

Disclosures

1 For share accounts, account limitations may apply.

2 APY = Annual Percentage Yield

3 For share draft accounts, no limitations apply.

4 The minimum starting deposit for all Term Share Certificates and Money Market Share Accounts is $1,000.

5 $500 Minimum Deposit