Heritage Family Credit Union- Heritage Way – Investments, Insurance, & Retirement

The four team members of the Heritage Way team, two males and two females, pose for a photo in business attire

The Heritage Way - Investments, Insurance & Retirement Program is offered through LPL Financial, a registered investment advisor and broker-dealer (member FINRA/SIPC).

Just because your personal finances are a private matter doesn't mean you should be investing alone and unadvised. Trained professionals serve the Credit Union's members through the Heritage Way - Investments, Insurance & Retirement Program, providing individualized investment and insurance products and services with the Credit Union's members' best interests in mind while helping them pursue their financial goals. A Heritage Way - Investments, Insurance & Retirement Program Financial Professional can give you financial advice and help you manage all of your investments, organize your finances, and plan for the future with retirement planning, education funding, estate planning, ¹ insurance planning (including life and long-term care), investment planning, 401(k) rollover services ² and more. Come in for a no-cost, no-obligation consultation with a representative to help you examine your finances and get a clear picture of where you are, where you want to go, and how to get there.

Exceptional professional service from people you know, located at your financial institution - everything you need to pursue your goals, you'll find here. When you're making important financial decisions about your future, you want sound, personalized advice from someone who knows you well.

The Process We'll Follow

Gather Information

We'll listen carefully and conscientiously to your financial goals and concerns.

Analyze and Recommend

We'll study your information, research and evaluate your alternatives, and then share our recommendations with you.

Implement

We'll provide you with information on financial products and services that will help you reach your goals. You'll feel confident about your plan of action.

Monitor and Review

People, personal circumstances, and the economy all change. It's important to be prepared. We'll be an active, committed partner in making sure your plan continues to help you pursue your financial goals over time.

Your Role

You want your investments and insurance to fit you perfectly. And you want someone who understands your complete financial picture. You can help us by providing current, accurate information on your financial situation, such as your federal and state income tax returns, bank and brokerage account statements, insurance policies, employee benefit statements, and your financial goals and objectives. Together, we'll help you build a road map for your future.

Email or call Pamela Forte at 802.776.2190 to make an appointment today to speak with the Heritage Way - Investments, Insurance & Retirement Program Team, and find out what is right for you.

Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. Heritage Family Credit Union and Heritage Way - Investments, Insurance, Retirement are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using Heritage Way - Investments, Insurance, Retirement, and may also be employees of Heritage Family Credit Union. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, Heritage Family Credit Union or Heritage Way - Investments, Insurance, Retirement. Securities and insurance offered through LPL or its affiliates are:

Not Insured by NCUA or Any Other Government Agency

Not Credit Union Guaranteed

Not Credit Union Deposits or Obligations

May Lose Value

The LPL Financial Registered Representative(s) associated with this website may discuss and/or transact business only with the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state.

Your Credit Union (Heritage Family Credit Union) provides referrals to financial professionals of LPL Financial LLC (“LPL") pursuant to an agreement that allows LPL to pay Heritage Family Credit Union for these referrals. This creates an incentive for Heritage Family Credit Union to make these referrals, resulting in a conflict of interest. Heritage Family Credit Union is not a current client of LPL for advisory services.

Please visit https://www.lpl.com/disclosures/is-lpl-relationship-disclosure.html for more detailed information.

LPL Financial Form CRS

Disclosures

¹ Representative is not a legal expert. For legal questions, including discussions on estate planning, please consult your attorney.

² Prior to requesting a rollover from your employer sponsored retirement account to an Individual Retirement Account (IRA), you should consider whether the rollover is suitable for you. There may be important differences in features, costs, services, withdrawal options and other important aspects between your employer sponsored retirement account and an IRA.