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Closed for Christmas

All HFCU branches, drive-thrus, and HFCUVT Video Branch will close at 3:00pm on Tuesday, December 24 and will remain closed on Wednesday, December 25, for Christmas.

Our call center, eBranch and M.A.R.S are available 24/7.

Business Rates

Table data for Business Share Rates
 Effective 12-21-2024
Business Share Type APY 1 Rate 2 Alert Me
Business Primary Share .25% .25%
Business Special Purpose Accounts .25% .25%
Please click on footnotes within the table or visit the bottom of the page to review important disclosures.

Table data for Business Plus Checking Rates
 Effective 12-21-2024
Balance APY 1 Rate 2 Alert Me
$0 - $2,500 No dividends No dividends
$2,500 - $5,000 .10% .10%
$5,000 and above .20% .20%
Please click on footnotes within the table or visit the bottom of the page to review important disclosures.

Table data for Business Non-Profit Checking Rates
 Effective 12-21-2024
Account Type 3 APY 1 Rate 4 Alert Me
Business Non-Profit Share Draft Account .15% .15%
Please click on footnotes within the table or visit the bottom of the page to review important disclosures.

Table data for Business Money Market Savings Account Rates
 Effective 12-21-2024
Business Money Market Tier 5 APY 1 Rate 2 Alert Me
$1,000 - $19,999.99 1.30% 1.29%
$20,000 - $34,999.99 1.55% 1.54%
$35,000 - $49,999.99 1.70% 1.69%
$50,000 & Above 2.00% 1.98%
Please click on footnotes within the table or visit the bottom of the page to review important disclosures.

Table data for Business Term Share Certificate Rates
 Effective 12-21-2024
Business Term Share Certificate Term APY 1 Rate 6 Alert Me
3 month 3.25% 3.20%
6 month 3.00% 2.96%
12 month 3.50% 3.45%
24 month 2.80% 2.76%
36 month 2.65% 2.62%
Please click on footnotes within the table or visit the bottom of the page to review important disclosures.

Table data for Business Flex Savings Rates
 Effective 12-21-2024
Business Flex Savings APY 1 Rate 2 Alert Me
Business Flex Savings Account 5 2.00% 1.98%
Please click on footnotes within the table or visit the bottom of the page to review important disclosures.

Table data for Business Visa® Rate
 Effective 12-21-2024
Account Type 2 APR 7 Alert Me
Business Visa Prime + 6% Adj. 8
Please click on footnotes within the table or visit the bottom of the page to review important disclosures.

disclosures

Disclosures

1 APY = Annual Percentage Yield.

2 All rates subject to change without notice.

3 For share draft accounts, no limitations apply.

4 All rates subject to change without notice. For all accounts, the Credit Union may limit all cash withdrawals to $2,000.00 per day.

5 For days that your balance falls and/or remains below $1,000 you will not earn dividends for that day.

6 All rates subject to change without notice. The minimum starting deposit for all Term Share Certificates is $1,000. For all Term Share Certificates, after your account is opened, you may make withdrawals subject to the early withdrawal penalty outlined in the disclosure.

7 APR = Annual Percentage Rate.

8 Business Visa rates: variable prime+6% APR (the annual percentage rate may vary after the account is opened). The Annual Percentage Rate (APR) is calculated as the Prime rate as published in the Wall Street Journal plus 6%.