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Fraud Alert

Spoofing scams are on the rise, so stay alert for messages that seem to be from businesses you know, including Heritage Family Credit Union. They might ask you to click a link or contact a phone number in order to dispute a payment, verify a transaction, or confirm some portion of your debit or credit card number. If you receive such a request that you think may be suspicious, do not respond and feel free to visit your local branch or call us at 888.252.8932.

Business Visa® Card

People working at a pottery business

A CARD FOR BUSINESSES LIKE YOU

With an HFCU Business Visa, you never need to carry a minimum balance, and our cards are equipped with great features and benefits! Enjoy a competitive variable 1 Annual Percentage Rate (APR) 2 currently as low as 13.50% on all purchases and cash advances. Remember, you can pay off your card in full each month!

  • No Annual Fees
  • No fee balance transfer
  • Multiple cards on the same account with customizable credit limits
  • 1.5 reward points for every dollar spent
  • Same low rates on all purchases, including cash advances
  • Ability to use Tap & Go Purchasing and add to Mobile Wallet
  • FREE eBranch online banking access 3
  • FREE fraud protection
  • FREE eStatements

Young business woman on phone at office

Convenience at your fingertips

Manage your Business Visa account and make payments through eBranch, at an Interactive Teller Machine (ITM), over HFCUVT Video Branch, or in any of our branches! Access your eStatements and set up card controls in eBranch online banking and our mobile app to manage your spending and protect your card(s) against fraud - you can even deactivate your card(s) if it's lost, stolen, or not in use. Visa also offers cardholders peace of mind that you won't be held responsible for fraudulent charges made with your account info.

Senior businessman paying contactless at cafe

It pays to pay with our card

Enjoy over 6 million rewards in merchandise, travel, events, activities, gift cards, and cash back! With CURewards, you earn 1.5 reward points for each $1 spent on your Business Visa Card(s).

Access CURewards

Disclosures

1 Business Visa rates: variable prime+6% APR (the annual percentage rate may vary after the account is opened). The Annual Percentage Rate (APR) is calculated as the Prime rate as published in the Wall Street Journal plus 6%.

2 APR = Annual Percentage Rate.

3 Carrier rates and data fees may apply when using the mobile app.

No annual fees. Certain restrictions apply. Rates, terms, and conditions are subject to change. Equal opportunity lender.