Emerald Visa® Card
It pays to pay with our card
Enjoy fantastic rewards with more than 6 million rewards in merchandise, travel, events, activities, gift cards, and statement credits! With CURewards, you earn 1 point for each $1 you spend on your Emerald Visa Card.
Convenience at your fingertips
Manage your Emerald Visa account and make payments through eBranch, at an Interactive Teller Machine (ITM), over HFCUVT Video Branch, or in any of our branches! Set up card controls in eBranch to manage your spending and protect your card against fraud - you can even deactivate your card if it's lost, stolen, or not in use. Visa also offers cardholders peace of mind that you won't be held responsible for fraudulent charges made with your account info.
The purchasing power you need
With an HFCU Emerald Visa, you never need to carry a minimum balance, and our cards are equipped with great features and benefits! Enjoy the same low non-variable Annual Percentage Rate (APR) 1 on all purchases - including cash advances.
- No Annual Fees
- True 25-day grace period on all purchases
- No rate increase if payment is late
- Same low rates on all purchases, including cash advances
- No fee balance transfer
- FREE eBranch online banking access 2
- FREE fraud protection
- FREE eStatements
- FREE Verified by Visa
- FREE member service calls 24-Hours a day, 7 days a week