Mortgage Loans
LET US FIND THE MORTGAGE OPTION THAT’S RIGHT FOR YOU
When you're ready to make the move, we're here to help
Our mortgage lenders recognize that the ideal home and mortgage solution are not one-size-fits-all. They understand that making the right mortgage choice heavily depends on your unique financial goals, risk tolerance, and housing plans. Explore how our diverse mortgage purchase options are designed to offer you a variety of financing choices tailored to meet your specific real estate needs.
We're here to help first-time homebuyers
Are you excited to start the path to homeownership but not quite sure where to begin? We can help! We have tools and resources to help first-time homebuyers - from the VHFA loan program to first-time homebuyers' grant programs, to help gather all the paperwork and documents needed to apply; our staff is happy to support you through the home-buying process.
Apply Now Learn more about the VHFA program THE Mortgage Road Map
Single Family Housing Guaranteed Loan Program
- Mortgages for low- and moderate-income homebuyers in eligible rural areas
- 100% financed, no-money-down
- Backed by the U.S. Department of Agriculture (USDA)
- 30-year, fixed-rate loans for single-family, primary residences only
- Applicants must be ineligible for financing without private mortgage insurance
- Median income requirements and other conditions apply 1
Contact one of our mortgage specialists for more information or apply today!
DOWNLOAD OR READ THE USDA FACT SHEET Connect with a Mortgage Specialist
Construction & Land Loans
Embarking on the exciting journey to home ownership can be challenging. Whether your goal begins with land acquisition or starts with the building process, our tailored construction and land loans are here to ease unforeseen expenses and interest rate fluctuations, ensuring a seamless transition every step of the way.
Helpful Resources
Enter your purchase information in our handy tool for an estimated rate, fees, and monthly payment. Sign up for Rate Watch to keep up to date as rates change.
Housing counselors nationwide offer guidance on home buying, renting, the forbearance process, and credit issues. Explore approved local agencies in your area by visiting the Consumer Financial Protection Bureau.
A convenient, comprehensive, list that includes what you can expect during the loan process and the required information you should have on hand before beginning your application.
You have done your research and you are ready to begin the process.
Already started an application? Enter your email and DOB to receive a code to continue where you left off. It's that easy.
Already applied? Check the status of your application online. Just enter your email and DOB to receive a code. It's that easy.
Already applied? Check the status of your application online. Just enter your email and DOB to receive a code. It's that easy.
Meet the Mortgage Lenders
Serving our member's needs through knowledge, skill, understanding, and compassion.
- Prompt decision-making by experienced local experts
- Tailored guidance and expert support
- Individualized underwriting
- Access to decision-makers, including top management
- Dependable, skilled, collaborative financial partner
Connect with a Mortgage lender today Contact the Mortgage Team